* Product Benefits:

- Stop the VNA mileage reward policy from January 1, 2024, including:

+ Earn free flight miles based on card spending, up to 20,000 VND = 1 VNA mile

+ Bonus miles for new cardholders: Spend 10 million VND within 1 month from activation and receive 500 bonus VNA miles.

+ Mile rewards for high-spending cardholders: Spend 500 million VND within 12 months and receive a bonus of 3,000 VNA miles.

- 0% interest installment plan for all spending transactions from 2 million VND

- Easy card management and risk control through iPay/mobile app, including card activation, PIN change, card lock, credit limit setting, usage area setting, and online transactions registration.

* Promotions:

- Participation in year-round promotions by VietinBank exclusively for Platinum-tier cardholders.

- Exclusive reward point system for JCB Platinum cardholders.

* Fees:

- Issuance fee waived

- Annual fee: 500,000 VND/year. First-year annual fee refunded with 1 million VND spending within 30 days from activation; subsequent year's annual fee refunded based on spending volume.

- Lowest interest rate at 18.5%

- Up to 55 days interest-free for payment transactions.