- The card is used for the payment of goods and services at card-accepting units and non-financial transactions (inquiries, statement printing) at ATMs and POS terminals.

- Transactions through the card are conducted without PIN verification.

- The card can be loaded and reloaded with funds according to the customer's needs.

- Cardholders are not required to open an account at the bank.

- There is no need to print the customer's name on the card.

- Customers can make purchases immediately upon receiving the card.

- Card expiration: a maximum of 12 months from the date of card issuance. In special cases, the expiration period can be individually agreed upon with the customer.

- Card denomination: The card has a denomination based on the unit's requirements and does not exceed 5,000,000 VND/card (for different denominations, customers can contact VietinBank for detailed information).

- Cardholders have the right to spend the entire card denomination (after deducting relevant fees, if any).